Yes, you can change your insurance provider while you are required to have an SR22 in Florida. However, there are important considerations to keep in mind. When you switch insurance providers, the new insurer must file a new SR22 on your behalf, ensuring that there is no lapse in coverage. This is essential to avoid any violations of Florida's insurance laws.
Before making the switch, it’s a good idea to contact your current insurer to inform them of your intention to change. Your current insurer may also charge a cancellation fee, especially if you're switching before the policy term ends. Once you’ve selected a new insurance provider, they will file the SR22 form with the Florida Department of Highway Safety and Motor Vehicles (DHSMV), making sure that your coverage meets the minimum required standards.
If you’re in a major city like Jacksonville, where auto insurance rates can vary, researching new providers for sr22 insurance florida may help you find a more affordable option. Be sure that your new policy meets all of the necessary requirements before finalizing the switch to avoid delays in reinstating your driving privileges.